Kirsty has recorded a quick video here answering a very commonly asked question about how savings / equity impacts on borrowing capacity. In effect they’re the two halves of borrowing. We need either equity and or savings AND the income in / out – but having equity / savings doesn’t necessarily give you extra borrowing capacity. Have a watch and ask any questions. Side note, this was filmed on a Saturday and Kirsty’s daughters would like to pass on that this is “business Kirsty” and not “fun Kirsty” and they’ll like me to try and do better next time at adding more personality in. Can’t please them all I guess!